Defined benefit


We provide actuarial, investment and consulting services for defined benefit (DB) pension schemes of all sizes, including retirement planning, funding and risk management strategies.

We use our market-leading technology, LCP Visualise, to make sure you always have the information at your fingertips to make decisions in real-time. If you need to make changes, our expert project management and research capability will make them easy to implement.

How we can help companies

If you run a DB pension scheme for your company, you’ll want to be assured that your costs are controlled, you minimise your risks, and your members understand the benefits you’re providing. Because we are industry experts who take the time to understand your scheme and company in detail, we can help you identify threats and opportunities to your business in advance.

How we can help trustees

Those who look after trust-based DB schemes will want to ensure the best possible outcomes for members. We can make governance as easy as possible, allowing you to focus your time on areas where it can really make a difference. We will work with you to ensure your investment strategy delivers your objectives and your member communications are tailored, timely and to the point.

How we can help

Our advice isn’t out-of-the-box; we take an individualised approach to each client to make sure you achieve your unique goals.

When it comes to transferring your pension risk to an insurance company you only get one chance to get it right.

Defined contribution (DC) schemes are a significant investment, so it’s important to make sure that you get the best value out of your scheme and ensure the best possible outcomes for your members.

Corporate change can often occur unexpectedly or quickly. For those sponsoring or managing pension schemes, the implications can be significant. DB pension liabilities and future DC pension arrangements, along with associated employee benefits, are a key consideration in any commercial transaction today.

We have developed new ideas and techniques to help manage the issues arising from the point of scheme closure until eventual wind-up.

Want more information?

If you would like to know more about our services and how we can help you with pensions get in touch.

Contact us